We accept dental insurance plans
in Pikesville

Millions of Americans enjoy the benefits their employer offers when they find a "dentist near me who accepts my insurance". We have other patients who purchase their own policy from the marketplace because they want the peace of mind dental insurance offers. People are more likely to get preventative care, like exams and professional teeth cleaning, that protect their dental health. While individuals have a co-pay that they are responsible for, it saves them money in the long-term. Please call us to schedule an appointment and we’ll explain how to take advantage of your benefits that pay for preventative care to keep your smile in good condition.

Should you accept a dental insurance benefit if your employer offers it? Extra deductions from your paycheck are never welcome, but most times, dental insurance is a worthwhile expense. It provides financial protection for you and your family in the event you need major dental treatments.

How Do I Find a Dentist in Pikesville by Insurance?

If you’ve been seeking information about which dentist takes my insurance, your dental insurance plan should have a listing of local dentists who accept your plan. You can also inquire at dentists near you to see if they are a preferred provider. At Naylor’s Court Dental Partners, we accept many dental insurances and are happy to submit claims on your behalf. Call us at (410) 442-6785 for more information.

Do You Need to Know How to Use My Dental Insurance With a Dentist in Pikesville?

Dental insurance terms can be confusing. Nevertheless, the first thing you need to know when looking for a dentist that takes insurance is what type of policy you have. You will either need a dentist that accepts PPO insurance or a dentist that accepts HMO insurance. PPO insurance lets you have a wider choice of dentists, however, you’ll pay more out-of-pocket per visit. HMO dental insurance has lower co-pays, but you typically have to choose one primary care dental office from the network. If you need to see a specialist dent, your primary care dentist will have to give you a referral.

When you find a dentist in by insurance, you should know:

1. Do you have annual coverage limits? If so, your dentist may be able to put off certain procedures until they are covered in the next 12-month period.
2. Is there a waiting period? Some insurance plans make you wait a certain length of time before having certain procedures done.
3. Is pre-authorization required for specific procedures?
4. Does your plan have a missing tooth clause? If so, it may pay nothing to replace teeth lost before your policy took effect. It may also not pay for pre-existing conditions or ones that your dentist is already treating.
5. What can I do if I want higher quality materials? These can include white fillings instead of metal ones or all porcelain crowns for front teeth.
6. Are implants covered? They are the best way to replace a missing tooth and becoming more affordable, so check with your dentist.
7. Is orthodontic work covered? What about Invisalign®? Some plans only cover braces if they are necessary to improve your dental health. They may not cover orthodontics for purely cosmetic reasons, like closing gaps in your teeth.
8. What are my co-pays? These may also be called coinsurance.
9. Is there any limit to how many times I can visit my dentist each year?
10. Are there any limits to certain services each period> For example, some policies only cover x-rays once a year or once every two years.

While all this information should be in your plan, it can be very confusing. Our staff can help you with any terminology that you are unfamiliar with. We know people dislike surprises, so we’ll help you with any information you need. If you’ll have unexpected co-pays or out-of-pocket costs, ask us about our flexible financing. Financing can also help you get the cosmetic procedures you want while splitting the cost over several months.

We’re Passionate About Your Dental Health

When you are searching for a dentist near me who accepts my insurance, look for one that also cares about your long-term oral health. At Naylor’s Court Dental Partners. We care about your dental health for the rest of your life rather than just treating you today. You’ll find our team welcoming and very helpful in navigating your insurance. Any treatment we recommend, we will thoroughly explain the pros and cons. We like our patients to be partners in their oral health. Call us at (410) 442-6785 to arrange an appointment and find a new dental home.

Insurances we accept

• Aetna
• Aetna PPO
• Ameritas
• Anthem (BCBS)
• Blue Cross & Blue Shield
• Care First
• Careington
• Cigna
• Compbenefits
• Connection Dental
• Delta Dental Premier®
• Delta PPO
• Dental Health Alliance
• DentaQuest
• Dentemax
• DHA/Fortis
• GEHA
• Guardian
• Humana
• Lincoln Financial
• Logistics (US Military Reserves Program)
• MetLife
• Mutual of Omaha
• Principal
• Renaissance
• Sun Life Financial
• TriCare (Military)
• UCCI
• UMR
• United Concordia
• United Healthcare

We will no longer be accepting new patients insured by UCCI (HMO Parnet). Existing UCCI (HMO Parnet) patients can continue to receive care from our practice. Please note that this change does not affect patients with UCCI (PPO Parnet) insurance.